✦ Business · Standard Business
Causal credit scoring is here and is the future
This morning, a mama mboga needed Sh5,000 to restock. She tapped her phone, and 90 seconds later the money hit her M-Pesa. No logbook, no payslip, no guarantor.
This morning, a mama mboga needed Sh5,000 to restock. She tapped her phone, and 90 seconds later the money hit her M-Pesa. No logbook, no payslip, no guarantor.